Accident Insurance can pay a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur off the job. And it includes a range of incidents, from common injuries to more serious events. This coverage can help you with out-of-pocket costs that your medical plan doesn’t cover, like co-pays and deductibles.
For example, if you experience a covered accident and have any of the following treatments or services, eligible benefits would be paid as follows:
- Ambulance - $200
- Emergency room treatment - $100
- Surgical repair of knee cartilage - $500
- Medical Imaging testing - $100
- Outpatient surgery facility service - $150
- TOTAL EXAMPLE BENEFIT: $1050
This plan also provides a one-time $50 benefit once per year if you have one of 26 covered wellness tests per covered individual (such as employee and spouse or domestic partner). Examples of covered wellness tests include: Colonoscopy, mammography, pap smear, serum cholesterol test and skin cancer biopsy.
Sample Per Paycheck Rates:
EMPLOYEE |
EMPLOYEE + SPOUSE/DP |
EMPLOYEE + DEPENDENT CHILD(REN) |
EMPLOYEE + SP/DP + DEPENDENT CHILD(REN) |
---|---|---|---|
$4.39 |
$7.59 |
$9.72 |
$12.92 |
Who can get coverage?
EMPLOYEE | If you're actively at work |
---|---|
YOUR SPOUSE | No age limit |
YOUR CHILDREN | Dependent children from birth until their 26th birthday, regardless of marital or student status |
Please access AlliantCHOICE Plus through the Workday link to see a full schedule of benefits.
Question About Voluntary Benefits?
Need more information? For a full list of covered items and rates please contact ALLIANTCHOICE+
Call 833-634-7132 or email choiceplus@alliant.com