Open Enrollment for 2025 Benefits is Oct. 15 - Nov. 8, 2024

Open Enrollment is your opportunity to make/change your plan elections, add/drop dependents for the upcoming year, and enroll in FSA/HSA. Selections made during Open Enrollment will be effective January 1, 2025. You will be able to make changes in Workday October 15th through November 8th, with a January 1, 2025 effective date. 

What's New?

 

Employee Additional Life Insurance 

 

Guaranteed Issued Amount and Maximum Coverage Increase

Starting January 1, 2025, the guaranteed issued amount for Employee Additional Life Insurance will increase from $250,000 to $350,000.


Additionally, employees can enroll in or increase their Employee Additional Life Insurance coverage up to a maximum of $1,000,000. Any increase over the new guaranteed issue amount of $350,000 will be subject to medical review and underwriting.

 

All Additional Life Insurance - Special Open Enrollment

Employees with less than the guaranteed amount for Additional Life Insurance can take advantage of this special one-time offer to elect or increase Additional Life Insurance without proof of medical health.

  • Employee Additional Life coverage up to $350,000 in total coverage without medical evidence.
  • Spouse Additional Life coverage up to $50,000 in total coverage without medical evidence.
  • Dependent Additional Life coverage up to $10,000 in total without providing medical evidence.

Exceptions:

  • Those who were previously declined coverage by The Standard.
  • Those who already have Additional Life coverage in the guaranteed amount or more.
  • Proof of medical health is still required for enrollment or an increase above the guaranteed amount.

 

Enhancement/Changes

 

The Standard Voluntary Short-Term Disability

The Voluntary STD weekly benefit amount will increase to $100 in 2025. Additionally, the cost for this benefit will decrease.

New Infertility Benefits with Aetna

Starting January 1, 2025, Artificial Insemination (AI) (also known as intrauterine insemination (IUI)) will be available as a medical benefit for Aetna plans.

FSA/HSA

If you wish to continue your Flexible Health or Dependent Care Spending Account (FSA) or Health Savings Account (HSA), you must elect an annual amount during each Open Enrollment as this amount will not rollover from the previous plan year.

  • The maximum amount you may contribute to a Healthcare Flexible Spending Account for the 2025 plan year is $3,200.
  • The maximum amount you may contribute to a Dependent Day Care Flexible Spending Account is $5,000 a year.
  • The maximum amount you may contribute to a Health Savings Account (HSA) is $4,300 for individual and $8,550 for family coverage.

 

Open Enrollment Lunch and Learn Webinar Series

Benefit partners will be hosting 30-minute Presentations and Q&A sessions throughout the entire Open Enrollment period for employees to learn more about your benefits and plan options. Get answers to your benefit questions directly from the carriers!

Employee Benefits Guides & Rates

 

County Retirees:  Open Enrollment Information for County Retirees