This notice is provided to explain COBRA rights as a departing County of San Mateo Employee.

You can also elect COBRA to continue any of the County health coverage (medical, dental, vision or EAP) for a period of up to 18 months by electing coverage under the COBRA

2022 COBRA Rates

2023 COBRA Rates

2024 COBRA Rates

What is COBRA continuation health coverage?

Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986. The law provides temporary continuation of group health coverage at group rates that otherwise might be terminated.

How do I elect COBRA continuation coverage?

The County’s COBRA administrator, Benefit Coordinator’s Corporation (BCC), will send you a COBRA packet in a large unmarked 8X11 inch white envelope within 3 weeks of your coverage end date.

You must respond to this notice and elect COBRA coverage within 60 days of the date of notice. Otherwise, you will lose all rights to continue coverage under COBRA.

Who Pays for COBRA?

You will pay the entire premium amount which including a 2% administrative fee. (COBRA fee schedule will be provided to you by your Benefits Staff Team member and will be included in the COBRA packet mailed to you by BCC)

NOTE: Since it is likely that there will be a lapse between the date of your coverage ended and the time you make the COBRA election decision, you may have to pay health premiums retroactively-from the time of your County coverage terminated.

When does COBRA coverage begin?

COBRA coverage begins on the date that County coverage would otherwise have been lost.

What happens when my COBRA coverage ends?

At the termination of your COBRA coverage (after 18 months), you will be notified of your last date of coverage.

Who do I contact for COBRA coverage?

For COBRA enrollment, payments, and eligibility issues, please contact our Cobra administrator, BCC,   at 1-800-685-6100