Based on community feedback, the County has made the following changes to the Farm Labor Housing Loan Program. The changes are being implemented in order to help meet the vital need to improve living conditions for farm laborers throughout the County. The Program design changes are outlined below but for a high-level review, please refer to the Program Guidelines found in the ‘Related Documents’ section:

• Increase the Pre Property Max Loan Amount to $150,000 (for a single unit) and $250,000 (for multiple units) for Phase I.
• Decrease the allowable loan term to a minimum of 20 years and no more than 30 years, allow partial pre-payment of the loan on an annual basis but in no case can the loan principal and term be decreased by more than 50%, and align all loan restrictions with the loan term.

Farm Labor Housing Loan Program - Application Process Now Open!

Individuals who are interested in applying for the Farm Labor Housing Loan Program can now request and schedule a Preliminary Meeting by reaching out to Alejandro Segura from the Department of Housing via e-mail at asegura@smchousing.org or by phone at (650) 382-4897.

The Preliminary Meeting is the first step in the application process for the Program. Once this step is completed, applicants will then need to complete and submit a Letter of Interest to the Department. The Letter of Interest can be found under the ‘Related Documents’ section and the full application process is outlined below:

The Board of Supervisors allocated $2 million in Measure K funding to the Department of Housing to relaunch the Farm Labor Housing Loan Program. The program enables farmers and agricultural landowners to improve housing and expand housing opportunities for the County’s very low-income farm laborers.  

The program will be implemented through a phased approach to enhance, and ensure, the preservation of the current affordable housing stock in the County before investing in new housing units: 

Phase I: Housing Preservation (12 Months) 

• Applications for rehabilitation, renovation, replacement of existing farm labor housing units and to legalize or improve units to achieve code compliance.  

• Maximum Loan Amount - $150,000 Per Property (for a single unit) and $250,000 Per Property (for multiple units)

Phase II: Housing Preservation & Production 

• If there is funding leftover from Phase I, applications for any farm labor housing, including the construction of new housing units, will be accepted.  

• Maximum Loan Amount - $250,000 per unit for first two units; $200,000 per unit for each subsequent unit 

Note: Under Phases I & II, the loans will be structured as zero-interest loans.  

For more information, please contact Alejandro Segura from the Department of Housing via e-mail at asegura@smchousing.org or by phone at (650) 382-4897.