
Welcome to Stone Pine Cove!
Stone Pine Cove is an exciting new affordable manufactured home community located in the scenic coastal city of Half Moon Bay. The County of San Mateo is now accepting pre-applications for this community, which is just a short walk from downtown Half Moon Bay's vibrant restaurants and shops on Main Street. Stone Pine Cove will be professionally managed and is conveniently located next to a newly developed public park and playground.
This community will feature 46 newly constructed homes exclusively for low-income farmworker families who live and work in San Mateo County. Homes are available to households with annual income levels up to 60% of the Area’s Median Income (AMI), with space/lot rent varying based on income. Please see flyer below for space/lot rent costs.
To make homeownership achievable for buyers of Stone Pine Cove, the County of San Mateo is offering a unique financing opportunity. All eligible homebuyers can access a 20-year, zero-interest, deferred payment, forgivable loan for the full cost of the manufactured home. No down payment or monthly mortgage payments are required.
Homebuyers will be responsible for paying space rent, insurance, utilities, property taxes, and ongoing repairs, and maintenance on their home.
NOTE: The application period for Stone Pine Cove closed on April 18, 2025.
Eligible households must meet all requirements:
- Low-income farmworker families who live and work in San Mateo County.
- Must be a first-time homeowner.
- Homes are reserved for households with an annual income up to 60% of the Area Median Income (AMI).
The Resident Selection Criteria will outline additional community priorities and preferences.
Related Documents:
- Stone Pine Cove Informational Flyer: (English / Español / 简体中文)
- Frequently Asked Questions: (English / Español / 简体中文)
- NEW Frequently Asked Questions Part 2: (English / Español / 简体中文)
- Resident Selection Criteria: (English / Español / 简体中文)
- Area Median Income Chart (2024): (English / Español / 简体中文)
- Stone Pine Cove is a homeownership opportunity designed for families who qualify under specific income restrictions. It is subject to resale controls, monitoring, and other regulations to ensure long-term affordability.
- Sample Manufactured Home Floor Plans
- Proposed Community Images
For More Information:
Please contact the San Mateo County Department of Housing.
or call (650) 877-7093